This will be the last post for a couple of weeks, so I have been taking stock. I find that I am part of a movement, as Radio Five reported yesterday that more and more over-fifties are going self-employed to gain flexibility in their lives. I really hope that this will give the poor, beleaguered younger generation a chance – those who have enormous student debt, struggle to find the work their degrees were meant to equip them for, can’t even dream of buying a house, and pay astonishing amounts for car insurance. This generation includes my sons, and all I can say is kids, I’m so sorry.
Meanwhile, my money-saving drive has continued, and I can share the following tips:
I have just come back from shopping for next week’s camping trip and the theme for the menu is tins. Tins of things you can heat up quickly, or eat cold. Luckily, Jon has recently come round to my way of thinking that cold Smart Price mushy peas are an acceptable lunch. Looking at the haul as I unpacked, it was hard to tell the difference between our week’s food and the cat’s.
Grow your own
The garden has finally woken up and yielded strawberries, mangetout, cherries, blackcurrants, broad beans and new potatoes as well as a huge array of herbs. In a previous era of double-income frivolity, we used to carry on buying things and use our own produce as a bonus. Now an urge for fruit means foraging in the strawberry patch and hoping the slugs haven’t beaten us to it. If you don’t have a garden, investigate what you can grow in pots or troughs on windowsills or balconies. BHS even have bags for growing potatoes, if you can get there before they all close down.
Laugh in the face of superfoods
Recent TV programmes have confirmed what we all suspected: ordinary foods that Granny said were good for us are every bit as healthy as so-called superfoods. Strawberries contain as many nutrients as goji berries. Cabbage is every bit as beneficial as kale, and in my view, much less disgusting (oh come on, no one actually LIKES kale). Rapeseed oil has been elevated to superfood status, with prices to match – but if you check out cheap vegetable oil, you’ll find this list of ingredients: Rapeseed oil.
Make do and mend
I recently I fished out my long-abandoned sewing kit and mended the seam of a summer dressing gown instead of buying a new one. I even cinched in the waist of a cardigan that had lost its shape with the help of a bodkin and some matching wool. Most exciting of all, I discovered the following:
How to get oils stains out of t-shirts
Spilling oily food down me is my usual way of ruining clothes. I hate it when a favourite t-shirt comes back from the wash with a dark patch that hasn’t come out. I found all sorts of solutions online that sounded complex or involved items I don’t have (one required WD40). However, I tried this on a t-shirt I didn’t want to throw away, and it really worked:
- Put a little washing up liquid on the stain.
- Sprinkle it with baking powder.
- Rub it with an old toothbrush or clean scrubbing brush.
- Rinse out, then wash as normal. Once dry, the stain should be gone.
Change your car insurance
I have always been one of those people who don’t shop around for better deals because I hate the palaver of changing and fear I’ll end up paying twice or not being covered. But lately, Martin Lewis’s insistence that automatic renewal means paying a tax on the lazy has got to me. I went on Uswitch.com this week and changed our car insurance. I admit, it took much longer than changing energy suppliers and involved lots of online form filling, which always makes me shout and swear. I mean, who remembers the month and year their driving licence was issued?? (Turns out this is written in column B on the back of your licence card). However, I am now paying £230 a year instead of £330 (punches the air).
But don’t go up a ladder!
OK I am not always rational in my balance between frugality and spending. For instance, I paid £60* for someone to clean the gutters and windows this week because I have watched too many episodes of 24 Hours in A & E to allow anyone in the family to climb a ladder. This makes no sense when I will do almost anything to avoid paying £2.40 for parking – but I’ve seen those programmes! Ladder usage is the short route to ending up in a trauma ward with a camera in your face. I had the phone in my hand and a finger poised over the 9 button the whole time the man was up there. By some freak stroke of luck, he survived.
*I will not be doing this often. The man recommended quarterly, but I’m thinking we’ll do it again when we can’t see out.